If you are considering towing rules for trains, you'd probably be better off making a little carve-out of the rules because trains operate far differently than vehicles do for towing. So long as you provide adequate locomotive power your train will operate pretty much exactly the same if it's 500 feet long or 15,000 feet long. Especially if you have a modern tech with electrically operated brakes instead of air brakes. US rail prefers longer, heavier trains that use the proper# of locomotives to move at moderate speeds. These trains will brake in about the same time as shorter ones do because each car has braking capacity. And the engines are meant to power at effecient levels, not fastest or optimal. It's been a very long time since railroads maintained the rails to regularly operate fast freights since it's cheaper to make it so your trains top out at 65-70 MPH instead of 100-110 MPH. Japanese rail is optimized around 50-60 cars max per train to allow them to speed up/slow down quickly (unlike 3 mile long US freights with 100+ cars). European rail is somewhere in the middle.I think Locomotive should cover it, though I have yet to build a test train to see if I have it correct.
Okay, checking the document... As of now, towing is changed to allow 50% of its Spaces per Speed Band reduction and double that (one speed band per 100%) if what is being towed doesn't have its own power (or at least not enough to be a powered vehicle in the conventional sense - that covers caravans, railcars, extended trailers, and the like).
If you add the Locomotive Feature to a Heavy vehicle then you get an additional 4x (so 200% or 400% per Speed Band reduction) and then I added another 2x for being on a rail (and 2x more for maglev) - then just to keep too many variations, you could increase the initial Speed Band to something a little unreasonable, so a Very Fast (7) locomotive could haul 32 railcars its own size at Slow (3) hmm. Maybe... like I said, haven't built a test train - at least not until I started typing this. Big trains often have multiple locomotives, though. And a tugboat can push a 10000 TEU container ship (usually that takes more than one and it's really slow, but it is a thing - no 'sea rails', though).
Need to look at some more real-world examples (a.k.a. do research)
Trains really just need X amount of power - more if you going up / going down grades. On a flat line a single locomotive can pull a LOT of cars. Fast trains need the infrastructure to support it - which requires more money. So depending how far down the rabbit hole you wanna go on this particular area...