Head and Chest hit locations


Should characters get a couple of Armor points for these locations? It mostly stems from myself being a long-time gurps player. It makes sense that the skull and the ribcage area would act as additional armor for those locations, somewhere in the range of 1-3 I'd say.
THat is sort of factoed in with the higher HP values in these locations. Otherwise a 4 point hit to the Chest would probably be more severe than a 4 point hit to a limb.

Plus, if you give the chest 3 points of AP, it will make knifes and daggers fairly usless for stabbing people in the chest.