@MasterGwydion and
@Sigtrygg it looks to me like the above two approaches are two ends of a spectrum, with room for variations.
I must admit, I've only considered the more leisurely approach. Taking the "time is money" approach gives less opportunity for mixing with NPCs and could possibly lower crew morale. As
@Arkathan says, maintenance could be a factor as well. Looks like there is scope for a JTAS article?
Also, I think the Third Imperium has a 52 week year. This gives you 13 4-week months but the rules seem to think there are only 12 4-week months when things like mortgages are being calculated (CRB2016, Spacecraft Operations, p142). Life Support and Supplies (p145) is on a monthly basis as well. What am I overlooking?