From my research on the WBH, I learned that the diameter of a black hole is about 6 km per solar mass, increasing linearly. So... says Geir, there was this Big Bang thing, and then Inflation, where at the end of it, the whole size of the universe was about that of a beachball (whether that's a volley-ball sized object or a bigger one that you just bat around hardly matters here) and even if you just account for Higgs mass (where three quarks is only about 1% the mass of the proton, because... gluons and strong force and stuff) then well, the event horizon ought to be millions or billions of light years out there, so how can we not be inside a black hole?