Refueling in a gas giant as a commercial starship is actually a certainty to send you broke - the time it takes you to get there, skim and refine the fuel is time you arent making money.
Depends on the system - if it's principally a 'through road' rather than a destination in and of itself, it may be more attractive to head directly to the jovian.
Equally, this is a 'warp drive' universe under discussion - once clear of the mainworld's 100D limit I can fire up the warp systems and be at a near gas giant's 100D in (if I'm working this out right) 11.7 seconds, even with a rating-1 warp drive.