Joe Trader
Mongoose
You might want to read up on why and how the insurance business invented and implemented the use of advanced statistics as the core of their business model. And then ask yourself why the coal companies weren't particularly thrilled about the whole thing. They should have had protective gear!Why on earth would a coal miner be wearing a hostile environment vaccsuit?
Coal has rather unique formation requirements, and I don't recall my grandfather or older ancestors having access to hostile environment vacc suits.