actionman
Emperor Mongoose
Carrying water for later use as reserve fuel in cargo is a solid idea, especially if you have to jump through a system where you can't or don't want to refuel normally. Tanks of water (or containers of ice) are simple cargo.
However, to make the jump that has to be processed and the actual fuel tanks filled up with Hydrogen. It doesn't take THAT long to turn water into Hydrogen and oxygen - ocean refuelling typically takes 1D6 hours, so using cargo water would only take about the same time, although that gives unrefined fuel, so there is also the fuel processor time if you want refined fuel. But those are normal considerations.
Methane is possible, but standard ships are set up to scoop hydrogen or pump water and electrolyse it. The equipment to allow that won't allow you to extract hydrogen from Methane or Ammonia. So you would need purpose built methane scooping and processing equipment.
On the other hand, this isn't exotic technology. If you want to designate a fuel scoop or processor as a Methane one, go for it. Might as well say that it has the same mass, volume and cost as a water one. And maybe it would be possible to build a unit that combines both machines, using common parts such as the output that liquifies the hydrogen. Maybe 180% of the mass, volume and cost of a water refiner?
And the oxygen could be used to replenish life support systems.
